A low-risk money market portfolio that offers higher returns than traditional savings accounts while maintaining access to your money. Capital at risk
Aims to provide a higher return than traditional savings accounts.
All returns are automatically reinvested, allowing your money to grow incrementally over time through compounding.
Our team has constructed a money market portfolio that invests in diversified, low-risk assets. This managed portfolio tracks a trusted benchmark, providing a low risk way to manage your money while ensuring easy access.
Spread across multiple institutions to protect against counterparty risk.
No long commitments or locking your money away. Capital at risk.
Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.
Smart Cash invests in low-risk, short-duration fixed income assets, but it is still an investment product. The value can go up or down, and capital is at risk. However, these instruments are considered relatively stable compared to other asset classes.
Smart Cash is managed by Sidekick, using funds from top-tier managers like BlackRock. We actively monitor and rebalance the allocation to target the best mix of yield, liquidity, and risk.
Yes. While the risk is low, Smart Cash is an investment, not a savings product. The value of your holdings can fluctuate, particularly with interest rate changes. That said, the underlying funds invest in short-term, high-quality instruments designed to preserve capital and offer liquidity.
With Smart Cash, you get:
1. A curated blend of funds for enhanced diversification
2. Active rebalancing by Sidekick
3. No DIY trading or portfolio admin
4. A consolidated view and simple withdrawal flow
It’s built for convenience, optimisation, and simplicity - ideal if you want professional-grade cash management without the hassle.