borrow against your investments
Free up cash when you need it with a loan secured against your portfolio.

Free up cash when you need it with a loan secured against your portfolio.
Borrow up to 40% of your investment portfolio
Secured against your investment portfolio
Access funds whilst retaining your investment returns
Payments made from and into your nominated bank account
Representative APR
6.0% APR Representative APR (fixed). Based on a loan of £10,000 repayable over 24 months (two years) with an interest rate of 6.0% per annum (fixed). Monthly repayment of £443.21 and a total amount repayable of £10,637.04.
This representative APR applies to loans of £10,000 to £19,900 over 6 to 30 months. We offer loans from £1,000 to £60,000 with loan terms from 6 to 30 months. The maximum APR rate you could be offered is 8.0%.
FCA authorised and regulated
Investments custodied with FINRA regulated partner DriveWealth
Part of the Financial Services Compensation Scheme
Protected by bank-grade app security
Life plans or unexpected events might require us to sell investments for cash (such as home improvement costs, a holiday or a tax bill).
With Sidekick, you can access up to 40% of your portfolio value (subject to assessment). Please note that Sidekick loans can't be used for investment purposes.
See how much a loan can cost you.
We calculate the amount you can borrow as a percentage of your investment portfolio. We call this the Loan to Value or LTV.
The maximum LTV we allow is 40%. For example, on an investment portfolio of £20,000 the maximum loan amount would be £8,000, subject to credit worthiness and affordability assessments.
If your portfolio value decreases and your loan to value (LTV) rises above 40%, you won’t be able to withdraw any funds from your investment portfolio.
We will never ask you to add further funds to your investment to meet the 40% LTV.
Unfortunately, you won’t be able to add additional funds to your investment portfolio whilst you have an outstanding loan. This includes one-off as well as recurring investments.
As soon as your loan is paid off, you can then restart your investments with Sidekick.