earn 4.34% AER plus bonuses up to 1%

You'll earn 4.34% AER (variable) plus a 0.55% Sidekick bonus for 12 months on balances up to £85,000.

An additional 0.45% bonus can be earned for 12 months by investing a minimum of £1,000 into a Sidekick investment portfolio.

Instant access with next working day withdrawals.

Download the app

See how we compare vs the market

Interest Rate (AER)

Account Type

Gain on £10,000

5.34% (inc. 0.45% Investor Bonus)

Easy access

£534

5.00%

Easy access (but with restricted withdrawals)

£500

4.89% (inc. 0.55% Savings Bonus)

Easy access

£489

4.65%

Easy access

£465

4.60%

Easy access

£460

4.45%

Easy access

£445

Information sourced from Experian on 23rd September 2024.

Invest

When you invest, you’ll unlock a further 0.45% bonus on your savings

For clients who invest £1,000+ into a Sidekick investment portfolio, we’ll boost your rate to 5.34% AER (variable).
This bonus rate is subject to your suitability to invest.
When investing your capital is at risk

Get started Download the app

Why save with Sidekick?

Enjoy great rates with daily interest, allowing you to watch your wealth grow. Benefit from a dedicated team of experts focused on maximising your wealth.

An excellent rate

We are committed to helping people achieve their wealth potential. That's why we continuously monitor the market to ensure you receive excellent rates on your savings - enhanced by our bonus rate.

Secure & protected

All money deposited into a partner bank savings account is eligible for protection by the Financial Services Compensation Scheme (FSCS). Up to £85,000 per person per bank.

Easy access

Instant access with unlimited next working day withdrawals. Additionally, your interest is paid daily (bonus paid monthly) allowing you to immediately benefit from the interest earned.

Protected by FSCS

We’ve done the hard work for you and searched for a secure and trusted bank with a great rate.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, the FSCS can pay compensation up to £85,000 per person per bank.

Get Started Download the app

How to open your Sidekick savings account

Tap the savings card

Download the Sidekick app and select the Savings card on your homescreen

Finish account setup

Follow the instructions to finish setting up your Sidekick savings account

Start saving

Deposit funds into your Sidekick Wallet and add to your Cash Reserve. Unlock an additional 0.45% bonus rate by investing £1,000+ into a Sidekick investment portfolio.

OUR MISSION IS TO unlock access to the financial advantages OF the ultra-wealthy

The way people invest can create significant disparities. Individuals with high net worth can often diversify their portfolios, leverage assets, and patiently maintain a variety of investments. Our aim is to extend these opportunities to everyone.

We’re backed by world class investors:

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.

FAQs

To answer your questions

What are the key features of Sidekick's savings product?

Competitive Interest rate
When you open a Sidekick savings account, you’ll earn 4.34% AER (variable) from our trusted partner GB Bank plus a 0.55% bonus for the first 12 months, raising your rate to 4.89% AER (variable).

Additional 0.45% Investor Bonus
If you invest £1,000+ into a Sidekick investment portfolio, you’ll also unlock an additional 0.45% bonus, bringing your rate up to 5.34% AER (variable), for 12 months.

‍Interest accrual
Interest on funds in your savings account will be paid daily, and your bonus will be paid monthly.

‍Access to your funds
You’ll have instant access and next working day withdrawals.

How do I earn the additional 1% bonuses on my savings?

All Sidekick savings clients earn 0.55% bonus, bringing your rate up to 4.89% AER (variable), for 12 months on balances from £1,000 to £85,000.

You can unlock an additional 0.45% bonus, bringing your rate up to 5.34% AER (variable), for 12 months by investing £1,000+ into a Sidekick investment portfolio.

Any savings above £85,000 will still earn the underlying 4.34% AER (variable) bank rate, but will not qualify for the additional bonuses.

Who is GB Bank and are my funds safe?

Our Instant Access Cash Reserve savings account is provided by GB Bank, a fully regulated UK bank.

GB Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 850286).

Your deposits with GB Bank are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

View all FAQs

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.