earn 4.34% AER plus 1% bonus boosting to 5.34% AER

1% Bonus can be earned for 12 months by investing a minimum of £1,000.

Instant access with next working day withdrawals.

Interest paid daily, bonus paid monthly.

Download the app

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Save from £1 to £250,000 with bonus rate payable on balances up to £20,000. Terms apply.

See how we compare vs the market

Interest Rate (AER)
Account Type
Gain on £10,000
5.34% (inc. 1% bonus)
Easy access
Easy access
Easy access
Easy access
Easy access
Easy access

Information sourced from Experian on 6th June 2024.


When you invest, you’ll unlock a 1% bonus on your savings

  • You’ll earn 4.34% AER (variable) but when you invest in our actively managed Flagship portfolio, you’ll earn a 1% bonus for 12 months
  • Your interest will be paid daily and your bonus will be paid monthly.
  • 1% Bonus can be earned for 12 months by investing a minimum of £1,000. Bonus rate payable on savings balances up to £20,000.

When investing, your capital is at risk. Bonus rate is subject to your suitability to invest.

Why save with Sidekick?

Enjoy great rates with daily interest, allowing you to watch your wealth grow. Benefit from a dedicated team of experts focused on maximising your wealth.

An excellent rate

We are committed to helping people achieve their wealth potential. That's why we continuously monitor the market to ensure you receive excellent rates on your savings - enhanced by our bonus rate.

Secure & protected

All money deposited into a partner bank savings account is eligible for protection by the Financial Services Compensation Scheme (FSCS). Up to £85,000 per person per bank.

Easy access

Instant access with unlimited next working day withdrawals. Additionally, your interest is paid daily (bonus paid monthly) allowing you to immediately benefit from the interest earned.

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Protected by FSCS

We’ve done the hard work for you and searched for a secure and trusted bank with a great rate.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, FSCS can pay compensation up to £85,000 per person per bank.

How to open your Sidekick savings account

Tap the savings card

Download the Sidekick app and select the Savings promotional card on your homescreen

Finish account setup

Follow the on screen instructions to finish setting up your Sidekick savings account

Start saving

Deposit funds into your Sidekick wallet and add to your Cash Reserve. Unlock the 1% bonus rate by investing a minimum of £1,000.

OUR MISSION IS TO unlock access to the financial advantages OF the ultra-wealthy

The way people invest can create significant disparities. Individuals with high net worth can often diversify their portfolios, leverage assets, and patiently maintain a variety of investments. Our aim is to extend these opportunities to everyone.

We’re backed by world class investors:

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.


To answer your questions

What are the key features of Sidekick's savings product?

Competitive Interest rate
When you open our Instant Access Cash Reserve account, you'll earn a 4.34% AER (variable) interest rate on your savings held securely with our trusted partner GB Bank.

1% Bonus
If you invest at least £1,000 in our Flagship portfolio, you'll also receive an extra 1% Bonus on your savings over 12 months, payable on balances up to £20,000. Your bonuses will be paid monthly into your Sidekick wallet, giving you the flexibility to reinvest, save, or withdraw it as needed.

Interest accrual
Interest on funds in your Instant Access Cash Reserve will be paid daily.

Access to your funds
You'll enjoy instant access and next working day withdrawals with our savings account.

How do I earn the bonus 1% on my savings?

To earn the additional 1% on your savings, simply invest a minimum of £1,000 in our Flagship portfolio strategy. Once you've invested in this strategy, you'll unlock the extra 1% bonus for 12 months, payable on balances up to £20,000, boosting the growth of your savings and maximising your returns.

Who is GB Bank and are my funds safe?

Our Instant Access Cash Reserve savings account is provided by GB Bank, a fully regulated UK bank.

GB Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 850286).

Your deposits with GB Bank are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

View all FAQs

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is Rivington House, 82 Great Eastern Street, London EC2A 3JF.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.