Secure a fixed rate on your savings
- A fixed account with a 24 month term.
- Funds securely held with our partner bank, Hampshire Trust Bank.
- Guarantee your rate for a fixed period, with interest paid at the end of your term.
Lock in a competitive rate with confidence
We search the market and partner with trusted banks to offer you highly competitive fixed rates - meaning your savings can earn more without the effort. Simply choose your term, lock in the rate, and let your money grow.
Protectedby FSCS
Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS) - up to £120,000 per person, per bank. In the event that a bank fails, the FSCS can pay compensation, giving you peace of mind alongside attractive returns.
Why choose Fixed Term for your savings?
Our dedicated team is focused on maximising your wealth.
Guaranteed interest
Lock in a rate for a fixed term to give you comfort on the amount that you'll earn on your savings. Interest is automatically paid at the end of your term.
A competitive rate
We continuously monitor the market to ensure you earn a high yield on your savings.
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Secure & protected
All money deposited into a partner bank savings account is eligible for protection by the Financial Services Compensation Scheme (FSCS). Up to £120,000 per person per bank.
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Any questions on Fixed Term?
Quick answers to your top questions
What are the key features of Sidekick's Fixed Term Savings products?
We offer a 24 month fixed term savings account.
Interest
Interest on funds in your savings account will be paid back to your Sidekick Wallet at the end of your term.
Locked until end of the term
You can’t withdraw until the end of your fixed term. Please fund your Wallet with the full intended amount, before transferring to your Fixed Term savings product.
What bonuses are available on the Fixed Term Savings accounts?
We periodically release exclusive bonuses on our Fixed Term savings accounts. There aren't any live at the moment but keep checking back!
Who is Hampshire Trust Bank and are my funds safe?
Our Fixed Term savings accounts are provided by Hampshire Trust Bank, a fully regulated UK bank.
Hampshire Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204601).
Your deposits with Hampshire Trust Bank are protected up to £120,000 per person per bank by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.
Can I withdraw my money before the end of the term of my Fixed Term Savings Account?
Unfortunately not. Fixed Term Savings accounts do not allow early withdrawals. Once you’ve deposited your money, it will be locked in for the duration of the term. Please make sure you are comfortable with not having access to these funds during this period.