All Weather

Designed for market resilience

A multi-asset investment strategy designed to reduce volatility and support long-term wealth growth through changing economic conditions.

When investing, your capital is at risk.

Resilient wealth building

A balanced approach that blends growth assets with stabilising holdings to support steady, long-term compounding. By spreading your investment across multiple asset classes, the portfolio is designed to reduce shocks and help preserve your progress when markets fluctuate.

Expertly managed, anchored in a
time-tested approach

Our in-house team manages a strategy that is inspired by Harry Browne’s long-standing Permanent Portfolio concept and adapted for modern investors.

Stocks, bonds, cash and gold each play a role across four key market conditions. The result is a structured, professionally maintained portfolio ready to navigate prosperity, deflation, recessions and inflation.

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.

Why add All Weather to your portfolio?

Our dedicated team is focused on maximising your wealth.

Balances risk and reward

A long-term approach focused on consistent progress in both growth and downturns, aiming to reduce drawdowns while still capturing upside.

Protection through diversification

Diversified across stocks, bonds, gold and cash to help smooth performance over time and reduce reliance on any single market.

Liquidity when it matters

Built using liquid, exchange-traded instruments so you can still access your money whenever you need it.

How to open an All Weather investment

Go to your app

Tap the Long-Term Wealth Building card on your home screen and select the All Weather portfolio.

Open your account

Follow the simple on-screen instructions to set up your account in minutes.

Start growing wealth

Deposit funds into your Sidekick wallet and add them to your All Weather portfolio.

Any questions on All Weather?

Quick answers to your top questions

How does All Weather perform in market downturns?

All Weather is designed to be more resilient than portfolios focused on a single asset class, such as equities alone.

By diversifying across different assets, the portfolio aims to reduce the impact of market downturns. However, it is still likely to fall in value during broad market stress, and there is no guarantee of protection against losses.

Who manages All Weather?

All Weather is managed by Sidekick, using a diversified mix of low-cost funds from established asset managers.

We oversee the portfolio allocation and rebalance it as needed to maintain the intended balance between growth, resilience, and risk as market conditions change.

How risky is All Weather?

All Weather takes a balanced approach to risk by investing across multiple asset classes with different risk and return characteristics.

This diversification is designed to reduce reliance on any single market or outcome, but the portfolio will still experience periods of volatility and potential losses.

Is All Weather a replacement for cash or savings?

No. All Weather is an investment portfolio and is not designed to replace cash or savings. Its value can fluctuate, and it may not be suitable for short-term needs or capital you may need to access quickly.

What are the fees for the All Weather portfolio?

We try to be as transparent as possible about our fees and to keep costs down. Here is a link to our full fees and charges schedule.

To summarise, for the All Weather portfolio, we charge 0.50% AuM-based fees per year. This is charged as a percentage of your investment amount, and is billed monthly.

In addition, we pass through some additional trading and product, government and ancillary fees, which we call 'Portfolio Expenses'. For All Weather, we estimate this to be 0.10%. This includes:

  • ETF costs: Any ETFs contained within the portfolio incur annual fund fees which cover the ETF fund management and transaction costs. They are charged by the ETF not by Sidekick and are deducted from the value of your investments and are subject to change.
  • Market Spread: When we buy and sell assets on your behalf, the value of the price we pay will be impacted by "market spread". This is the difference between the price to buy and the price to sell - this can have have an impact on fees.
  • Government or ancillary costs: E.g. UK Stamp Duty: 0.5% (applied by the UK Government when buying UK stocks electronically) and UK PTM levy: £1 on trades above £10k. These pass-through fees are subject to change and will be adjusted according to modifications by the Regulatory Authority.

Ready to take the next step on your wealth journey?

Join Sidekick and access expert-led investments and savings designed for people serious about growing their money.

When investing, your capital is at risk.