Three rates, managed for you

Your savings are professionally managed across three partner banks - all through a single account. No need to chase rates or switch accounts.

Deposits are automatically allocated from the highest-yielding bank down, up to each bank’s deposit limit. As rates or balances shift, your funds are rebalanced to ensure your blended rate stays competitive.

Open an account

Download the app

Why save with Sidekick?

An excellent rate

We continuously monitor the market to ensure you earn a high yield on your savings - enhanced by our bonus rate.

Secure & protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) up to £255,000.

Easy access

The account is easy access with unlimited next working day withdrawals.

How to start protecting your cash with Sidekick

Go to your app

Tap the cash management card on your home screen and choose a savings or investment product.

Open your account

Follow the simple on-screen instructions to set up your account in minutes.

Start growing wealth

Deposit funds into your Sidekick wallet and add them to your chosen account.

Any questions on Multi Shield?

How does FSCS protection work with Multi Shield?

Each deposit you make is placed with one or more UK-regulated banks, each of which offers up to £85,000 in protection per person, per bank under the Financial Services Compensation Scheme (FSCS).

Multi Shield allocates your funds across multiple banks to maximise your protection up to £255,000.

How does the Multi Shield interest rate work?

Multi Shield offers a variable AER based on the blend of partner bank rates. You’ll always see the current blended rate before you deposit. The first £85,000 is always deposited at the highest rate partner bank, the second £85,000 at the next highest rate bank, and so forth.

Do I need to manage which banks my money goes to?

No. Sidekick, via our partner Bondsmith, handles everything for you. Funds are automatically allocated across institutions to maximise protection and returns - no paperwork, no bank hopping.

What's the minimum deposit for Multi Shield?

The current minimum deposit is £25,000. Multi Shield is designed for larger balances to help maximise coverage and protection.

View all FAQs

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.

More coverage, less hassle

Serious protection for serious sums

Big financial moves demand more than a standard savings account. Whether you’re holding a large amount of funds from a property sale or preparing a deposit, Multi Shield gives you a protected place to park your money.