High-yield savings with easy access

Earn up to 3.95% AER (variable)

Your money is held with a UK-regulated partner bank and protected up to £85,000 by the FSCS.

Download the app

See how we compare vs the market

Interest Rate (AER)
Account Type
Gain on £10,000
4.50%
Instant Access (Metal Account)
£450
4.03%
Easy Access
£403
3.95%
Easy Access
£395

Information sourced from Moneyfacts on 15th May 2025.

Why save with Sidekick?

Grow your wealth with high yield savings, and interest paid daily. Sidekick savings have bank-level security, and are easy to access.

An excellent rate

We continuously monitor the market to ensure you earn a high yield on your savings - enhanced by our bonus rate.

Secure & protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.

Easy access

The account is easy access with unlimited next working day withdrawals.

Protected by FSCS

We’ve done the hard work for you and searched for secure and trusted banks with excellent rates.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, the FSCS can pay compensation up to £85,000 per person per bank.

How to open your Sidekick savings account

Tap the savings card

Download the Sidekick app and select the Savings card on your homescreen

Finish account setup

Follow the instructions to finish setting up your Sidekick savings account

Start saving

Deposit funds into your Sidekick Wallet and add to your Easy Access account

We’re backed by world class investors:

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.

FAQs

To answer your questions

What are the key features of Sidekick's Easy Access Savings product?

Competitive Interest rate
When you open a Sidekick Easy Access savings account, you’ll earn an underlying variable rate from one of our trusted partner banks.

For our product with OakNorth Bank, you will earn 3.95% AER (variable).

Interest accrual
Interest on funds in your savings account will be paid daily, and your bonus will be paid monthly.

Access to your funds
You’ll have easy access and unlimited next working day withdrawals.

Review the Easy Access Savings Summary Box

Here's a link to the OakNorth Summary Box:
View Summary Box

What are the Sidekick bonuses?

From time-to-time we apply bonuses to the underlying savings rates provided by our partner banks. We'll let you know when a bonus is available on a product, and if you're eligible.

Any bonuses will be paid directly into your Sidekick Wallet. The Sidekick bonus rates can vary at our discretion, but we'll notify you if this happens.

Who is OakNorth and are my funds safe?

Sidekick partner with multiple banking partners, to provide a range of savings products. Our latest Easy Access savings account is provided by OakNorth Bank, a fully regulated UK bank.

OakNorth Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 629564).

Your deposits with OakNorth are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

View all FAQs

Important Information
Investing puts your capital at risk. The value of investments can go down as well as up, and you may get back less than you put in. If you’re not sure whether an investment is right for you, it’s best to speak to a qualified financial adviser.

Please note that the tax treatment of Sidekick products depends on individual customer circumstances and may be subject to change in the future. If you are uncertain about the tax implications of our products, you should contact HM Revenue & Customs (HMRC) or seek independent tax advice.

Regulatory Information

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.